Shariah-Compliant Financial Products

A benevolent, interest-free financial assistance for members facing unexpected expenses and emergencies. This facility is designed to help members han...

Shariah-compliant vehicle financing where the cooperative purchases the vehicle and sells it to the member at cost plus an agreed markup. This transpa...

Make your homeownership dreams come true with our Shariah-compliant home financing. The cooperative purchases the property and sells it to the member...

Invest in your future or your children's education with our Shariah-compliant education facility. This benevolent arrangement covers tuition fees, acc...

Grow your business or start a new venture with our Shariah-compliant business financing. The cooperative participates in asset acquisition for your bu...

Shariah-compliant equipment lease financing where the cooperative purchases and leases equipment to members with the option to purchase at the end of...

Specialized interest-free facility for medical emergencies, surgeries, and healthcare expenses. This compassionate arrangement provides immediate fina...

Shariah-compliant facility to help members fulfill their religious obligation of Hajj or perform Umrah. This structured savings and financing arrangem...

Partnership-based agricultural investment where the cooperative and member jointly invest in farming ventures. Profits and losses are shared proportio...

Shariah-compliant financing for wedding ceremonies and related expenses. This Murabaha arrangement helps members celebrate this important Islamic mile...

Shariah-compliant financing for technology products, computers, smartphones, and gadgets through Murabaha arrangements. Ideal for members who need tec...

Shariah-compliant financing for furniture, home appliances, and household items through Murabaha arrangements. This facility helps members furnish the...

Interest-free facility to help members consolidate existing debts and achieve financial freedom. This compassionate arrangement helps members escape i...